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How New PCI Standard Eases Move to Cashless Transactions

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A new standard from the PCI Data Security Standards Council could help ease the way for smaller merchants worldwide, especially in developing nations, to move to cashless payments using a variety of devices, says Troy Leach , CTO for the council (see Ensuring Security by Design in Payment Card Transactions).

"The Software-Based PIN Entry Standard provides a software-based approach for protecting PIN entry on a wide variety of consumer off-the-shelf devices for the purpose of payment acceptance," he explains in an interview with Information Security Media Group. As a result, smaller merchants, especially those in developing economies, can avoid having to invest in traditional hardware terminals and PIN-entry devices, which protect data using encryption.

The new software-based security approach, which includes encryption to protect PIN entry, can be applied across all environments, including IoT, cloud or any new form of payment transaction, Leach explains.

Leach, who...(continued)

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